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Parent PLUS Loans and Grad PLUS Loans

What is a Parent PLUS Loan?

Federal Direct Parent Loan for Undergraduate Students (Parent "PLUS Loan") is a federal loan available to parents of dependent students. Parent PLUS Loans are based on educational costs and not on financial need. This loan, in combination with other aid, cannot exceed educational costs as determined by Bellevue University.

How do I apply for a Parent PLUS Loan?

To apply for the Federal Direct Parent PLUS Loan, file the FAFSA. Review with your parents your entire Bellevue University financial aid offer, which you can view online at the Student Center, While a maximum Parent PLUS amount has been calculated and is displayed there, we encourage you to discuss with your parents the financial aid package, your anticipated "out-of-pocket" costs, and the financial resources your family may be able to supply for direct university expenses and other costs such as books and supplies and transportation. You may find that your parents will not need to borrow in the Parent PLUS program at all or may need to borrow far less than your maximum eligibility. Please be aware that any student loans awarded to you have better interest and repayment terms than the Parent PLUS.

If you and your parents determine that Parent PLUS funds are needed, your parent borrower must apply and sign a promissory note, available at the electronic MPN website.

If you and your parents determine that the Parent PLUS Loan will not be needed, Please decline the Parent PLUS Loan.

What is a GRAD PLUS Loan?

The Federal Direct Graduate PLUS Loan is a fixed interest loan program that enables graduate students to borrow directly from the U.S. Department of Education to help pay for their educational expenses. The Program is administered by the Bellevue University's Financial Aid Office, which works with the U.S. Department of Education to offer this loan. This loan is only available to U.S. Citizens and permanent residents.

This loan has many benefits such as a fixed interest rate, high credit approval rate and streamlined application process. Loan payments can be deferred while in school at least half time and the loan has flexible repayment options. As part of the Federal Direct Loan Program, this loan would also conveniently become part of your loan account that contains your Federal Direct Subsidized/Unsubsidized Loan(s), thus reducing your number of lenders.

How do I apply for a GRAD PLUS Loan?

  • You MUST complete a Direct Graduate PLUS MPN.
    Direct Parent PLUS Loan Application and Master Promissory Note (Direct Grad PLUS MPN).
    • (Sign in) You will be asked to enter your Social Security Number, the first two (2) characters of your last name, your date of birth and your PIN. The PIN requested is your Department of Education PIN (used to sign the FAFSA). If you do not have the DOE PIN, you can obtain one at
    • Choose Complete Master Promissory Note
    • Select Graduate Plus, complete and submit the requested information.
  • Complete the Direct Plus Loan credit application.
    • Under Plus Loan Process in the left navigation menu, select "Request Direct PLUS Loan"
    • Select Loan type of Graduate Plus and complete
    • Complete and submit the requested information.

Thanks for your interest in Bellevue University.

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